Commercial motor insurance is a type of business insurance that covers the owner of a vehicle against damage or injury caused by their car.
If you're running a business, it's important to have commercial motor insurance. Here are four indicators that your business needs commercial motor insurance in Australia.
1. Employees Use Their Own Cars For Work Purposes
Some Australian businesses allow their employees to use their own personal cars when they're on the job — if they're carrying out deliveries or attending meetings in their own vehicles while they're working on company time.